# USA Mid-career (demo)

> A demo scenario for a mid-career individual in the USA.

This is a public numerical scenario in Plan in Decades. It describes user-directed inputs and assumptions; it is not a forecast, recommendation, guarantee, or financial advice.

## Model overview

- Model period: 2026–2077
- Primary currency: USD
- Inflation: 3.0% fixed annual consumer inflation
- Accounts: 5
- Assets: 3
- Income streams: 1
- Fixed expenses: 1
- Unsecured debts: 3
- Cash-flow rules: 5
- Account categories: basic-cash-savings, four-one-k, roth-ira, taxable-investment
- Asset categories: investmentProperty, other, primaryResidence
- Scenario version: 14
- Model schema version: 2

## Important limitation

Plan in Decades produces numerical estimates from the scenario inputs, model rules, and assumptions. Do not rely on this calculator to make a financial-product decision. Consider appropriately qualified and authorised advice before making financial decisions.

Interactive scenario: https://app.planindecades.com/finances/public-scenario/208fbafe-c320-4bdb-8eca-e56c208f26de
Calculation notes: https://planindecades.com/help/